Dental Payment Plans

Humm

Humm allows patients to spread the cost of their treatment over fortnightly or monthly instalments.

• Treatment plans from $80 up to $12,000*
• Repayment terms from 3 to 24 months*
• Interest-free options available, depending on the plan
• Flexible fortnightly repayments
• Simple application process
• Establishment and ongoing fees may apply
• Humm is designed for consumers who meet the following eligibility requirements:
  • Are 18 years of age or older
  • Are permanently resident in Australia
  • Have a valid Australian mobile number
  • Meet Humm’s credit assessment and lending criteria
  • Have the financial capacity to meet their repayments

*Available finance amounts, repayment terms, interest rates and fees vary depending on the participating practice and approved finance plan. All applications are subject to approval, terms and conditions.

Payright

Payright is a dental payment plan that allows patients to pay off their treatment in fortnightly instalments.

• Treatment plans up to $1,000, $2,000, $5,000, $9,000, $12,000 & $20,000
• 3, 6, 12, 18, 24 or 30 month term
• Interest Free – 0% interest
• Easy fortnightly payments
• Simple application process at our practice
• Low establishment fee
• Payright is designed for consumers who meet the following eligibility requirements:
  • are 18 years of age or older
  • hold an Australian drivers’ licence, passport or other Australian Government issued identity documentation as accepted by Payright
  • are permanently resident in Australia, and
  • have a verifiable email address and Australian mobile number

Afterpay

Afterpay allows patients to pay off their treatment in four fortnightly instalments.

• Treatment amounts are subject to each patient’s approved Afterpay spending limit
• 4 equal payments
• Interest Free – 0% interest
• Easy fortnightly payments
• Simple payment process using the Afterpay app
• No establishment or ongoing account fees for standard Afterpay Pay in 4
• Late payment fees may apply
• Afterpay is designed for consumers who meet the following eligibility requirements:
  • Are 18 years of age or older
  • Live in Australia
  • Have a valid, verifiable email address and Australian mobile number
  • Hold an Australian bank-issued debit or credit card
  • Have valid identification
  • Meet Afterpay’s eligibility and credit assessment criteria

All transactions are subject to Afterpay approval, available spending limits and terms and conditions.

Supercare

In certain cases, patients may apply for early access to their superannuation on compassionate grounds when they or a dependant face urgent health‑related needs and all other means of covering the expense have been exhausted. Access is allowed only in strictly defined circumstances; for dental treatment, this means procedures that are urgently needed to treat serious health issues or relieve severe pain and are not readily available through the public health system.

This option allows you to:

• • Access dental procedures you may otherwise be unable to fund
  • Use the full amount available in your super, with no cap beyond your fund balance
  • Avoid credit checks, since you are accessing your own savings
  • Bypass lengthy payment plans or the accrual of large debts